Suppliers get paid ~45 days earlier than traditional virtual cards, for the same fee
No need to settle until your card statement becomes due
You increase your DPO and rebates – Suppliers decrease their DSO
SmartPay uses your ERP data to make payment decisions as early as possible without impacting your working capital
No change to your existing invoice approval processes, our AI works alongside your team
Use your line-of-credit and AI to create value for you and your suppliers that increases program size and popularity
Convert expensive payment methods to cards that yield a rebate
Use dynamically generated, unique account numbers with layers of controls to secure your supplier payments. No need to hold and manage supplier bank account details.
Explore how your programme could perform based on estimated spend. Predict uses typical programme profiles to show the impact on your suppliers, the improvement in your DPO’s and any rebate that you could earn.
Use your AP spend data to simulate and plan the rollout of your programme. It assesses the propensity of a company accepting cards and models the impact we can make to your working capital and your supply chain.
Accept collates business and transaction intelligence to support the supplier outreach team. Helping them make the best case possible, and handle queries and challenges effectively.